L3Harris logo
CARE logo

Benefits at a Glance

Your L3Harris benefits are here to support you and your family. We recognize one size does not fit all when it comes to benefits, so we aim to provide a customized benefits experience for all.

The information below provides a high-level overview of many of the benefits available to you. For assistance navigating these benefits or to access your benefits and programs directly, use Accolade. If you need additional detail, plan documents that outline what’s covered, what’s not covered, and plan procedures and rules can be found on the enrollment site, under the Document Library tab in the top navigation.

Woman outside walking

Note: If you are subject to a collective bargaining agreement (CBA), please refer to your CBA to determine eligibility for the benefits described here.

Healthcare Benefits

Medical

You have a choice of three Blue Cross Blue Shield medical plans, each with pharmacy coverage through Capital Rx:

  • Traditional Healthcare Plan (THP)
  • High Deductible Healthcare Plan 1 (HDHP 1)
  • High Deductible Healthcare Plan 2 (HDHP 2)

The three medical options all cover the same comprehensive list of medical services and supplies, use the same provider network and offer the choice to go out-of-network for care. However, deductibles, out-of-pocket maximums and copays/coinsurance differ by plan. (Note: Utah residents have a choice of networks.)

When you enroll in an L3Harris-sponsored Blue Cross Blue Shield plan, you also have access to a variety of specialized support benefits:

  • Fertility and family-building support
  • Menopause support
  • Virtual musculoskeletal support
  • Hypertension and diabetes support

Dental

You have a choice of three Cigna dental plans:

  • Dental 1
  • Dental 2
  • DHMO

The three dental options all cover preventive dental care, basic restorative care and major restorative care. Dental 1 and 2 cover orthodontia for children under age 19 only, while the DHMO covers orthodontia for children and adults but utilizes a more restrictive provider network. Cost-sharing requirements and benefit maximums differ by plan.

Vision Benefits

You have a choice of two MetLife vision plans:

  • Vision 1
  • Vision 2

The two plans work the same way and use the same expanded VSP network but have different time periods during which you can purchase frames, as well as different copays and allowances for glasses and contacts. Vision 2 also includes coverage for safety glasses.

Healthcare and Other Tax-Advantaged Accounts

Health Savings Account (HSA)

The HSA offers a tax-free way to fund your out-of-pocket healthcare expenses, now or in the future. If you enroll in an HDHP medical plan and qualify to open an HSA under tax law, your contributions go into your HSA tax-free, grow tax-free, and are distributed tax-free for eligible healthcare-related expenses. L3Harris also will contribute funds to your HSA if you complete a designated HSA activity within the required time frame each year. The HSA is portable—your HSA is your personal account, and you can take it with you if you leave L3Harris.

Health Care Flexible Spending Account (FSA)

The Health Care FSA allows you to set aside pre-tax dollars to pay for eligible healthcare-related expenses. The Health Care FSA is not available to participants in the HDHP medical plans, and any funds left in your account after the claim deadline each year will be forfeited.

Dependent Care Flexible Spending Account (FSA)

The Dependent Care FSA allows you to set aside pre-tax dollars to pay for eligible work-related dependent care expenses. Any funds left in your account after the claim deadline each year will be forfeited. (Please note this account cannot be used for dependents’ medical expenses; the Health Care FSA is intended for that purpose.)

Commuter Account

The Commuter account allows you to set aside pre-tax dollars to pay for eligible parking or mass transit expenses generated by going to and from work.

Survivor and Accident Benefits

You are automatically protected by the company-paid Basic Life and Accidental Death & Dismemberment (AD&D) plans, which pay a benefit if you die or are injured in a covered accident as an eligible L3Harris employee. If you want additional protection, you may elect to purchase Supplemental Life and AD&D coverage for yourself, your spouse/domestic partner and your children.

Voluntary Benefits

You may choose from a wide range of voluntary benefits, which are group insurance plans not sponsored by L3Harris but made available to you at L3Harris group rates. Available plans include:

  • Accident Insurance
  • Critical Illness Insurance
  • Hospital Indemnity Insurance
  • Legal Insurance
  • Long-term Care + Whole Life Insurance
  • Genetic Screening and Cancer Support
  • Auto Insurance
  • Homeowners Insurance
  • Identity Theft Insurance
  • Veterinary Pet Insurance
  • Pet Prescriptions and Supplies
Work/Life Resources

Recognizing you have a life outside work, L3Harris offers family and career support resources designed to help you balance your work and home lives, including:

  • Back-up care (child, adult and elder care)
  • Parenting support
  • Adoption assistance
  • Virtual tutoring
  • Education advising and reimbursement
401(k) Retirement Savings Plan

The 401(k) Retirement Savings Plan is a powerful tool for saving for the future. As an eligible employee, you are automatically enrolled in the plan 35 days following your hire date (or as soon as practicable afterwards). You can contribute between 1% and 70% of your eligible compensation, subject to legal limits, on a pre-tax, Roth after-tax, or voluntary after-tax basis. After one year of service, L3Harris will match a portion of what you save through the plan.

Back to top

Beneficiary Designations

You can make or change your beneficiary designations for applicable benefit plans at any time.

Life and Accident Insurance Plans
Health Savings Account (HSA)
401(k) Retirement Plan
Visit the enrollment site > My Profile > Beneficiaries
Visit Fidelity > Accounts & Benefits > Update your beneficiaries (under About you). Or call Fidelity at 1.800.544.3716.
Visit Fidelity > Accounts & Benefits > Update your beneficiaries (under About you). Or call Fidelity at 1.800.544.3716.
Back to top

Need Help?

v

For general questions about your L3Harris benefits...

Accolade

v

For questions about how to enroll or to access Summary Plan Descriptions (SPDs) and other documents...

L3Harris Enrollment Center